Penn State • Bay Area • Finance & Entrepreneurship

Luke
Newman-Silva

Find the problem. Solve it. Keep going.

Finance @ Penn State '27 Wealth Management Intern, Morgan Stanley I build tools that make finance work faster

Resume Experience
Part one

Finance

Wealth management, real estate, and the work behind them.

01 Experience

Jun – Aug 2026

Menlo Park, CA

Morgan Stanley

Wealth Management Intern

  • Developed an AI agent that extracted and validated recordkeeper report data, cutting quarterly 401(k) plan review prep time by 70%
  • Conducted 60+ plan reviews across multiple recordkeepers and joined client meetings for a $3B AUM practice serving high-net-worth Silicon Valley clients and corporate 401(k) plans
  • Built 15+ fund swap proposals, several of which were adopted into the team's model portfolios; modeled 10 401(k)-to-IRA rollover portfolios

Aug 2024 – May 2025

State College, PA

Alpha Management

House Manager · Pi Kappa Phi chapter house

  • Managed a $25K+ annual property budget and vendor contracts for a 30+ resident house

Jul 2020 – Jun 2023

San Francisco, CA

ETHIX Construction

Founder & Project Manager

  • Founded and managed a three-person residential construction business; $80K+ revenue, 45% from repeat or referred clients

Graduating May 2027

The Pennsylvania State University

Smeal College of Business

  • B.S. in Finance, Minor in International Business
  • Real Estate Analysis and Development Certificate
Part two

Ventures

Businesses I've started and things I'm building now.

02 Now

Updated Oct 19, 2026

Past updates →

03 Work
Car Reselling
Automotive · Commerce 01

Car Reselling

Buying and flipping vehicles through private markets.

20+ cars · $300K+ revenue · 21% margin

Open project
Daylign app icon
Productivity · Web App 02

Daylign

Aligning your daily schedule with your long-term goals.

Shipped on iOS

Open project
Hardware · Consumer Product 03

Fresh Step

An automatic shoe-cleaning machine, built from scratch.

Working prototype

Open project
AIClerk logo
Small Business · AI 04

AIClerk

An AI front-desk receptionist that books appointments for small businesses.

In progress

Write-up soon
HQ app icon
Developer Tool 05

HQ

A dashboard that keeps track of the AI coding agents I run in parallel.

In progress

Write-up soon
Also 06
On weekends Mobile Mechanic On-site brakes, oil, diagnostics and more in the Bay Area. See the service
View all work
04 About

Bay Area
raised,
Penn State
molded.

I'm a finance student at Penn State. I've worked across hardware, software, and services, and the common thread is the same: find a real problem, and work through it until it's solved.

I learn by building things. Now I'm bringing that to wealth management and commercial real estate.

Real estate keeps showing up in my work: I ran residential construction jobs at ETHIX, managed the property budget and vendors for a 30+ resident house, and I'm earning Penn State's Real Estate Analysis and Development Certificate. I'm a native Spanish speaker, and I'm minoring in International Business.

Currently

Penn State, Finance '27

Based in

Bay Area, CA

Languages

English, Spanish (native)

Open to

NYC · San Francisco · Chicago · Denver · Washington, DC

Interests

Former varsity lacrosse and water polo captain · Dirt biking and rebuilding motorcycles · Backcountry snowboarding

05 Daily Words of Wisdom
06 Contact

Let's
talk.

lukenewmansilva@gmail.com LinkedIn